:) Here are some tips on how to protect yourself against some typical business scams

oo) Credit card fraud (coming)

oo) Online and cyber fraud (coming)

oo) Identity fraud (coming)

If you suspect a scam, You can contact me or follow these steps if the suspect individuals or companies operate from the US:

  • Make sure the company has a phone number that you can call back.
  • Check with Information to see if that number belongs to that company.
  • Contact the Better Business Bureau in the area of the company you are about to deal with.
  • Check to see if the company / firm has a pattern of bad complaints at the Attoney General Office.
  • If your sending in payment try to send it to a phyical address instead of a P.O. Box Number.
If you do find yourself in the middle of a scam you can contact the following sources:
  • Attoney General Office in the State of the company that's defrauding you.
  • Chief Postal Inspector at 202-268-4267.
  • Better Business Bureau in the State of the company that's defrauding you.
  • Federal Trade Commission at 202-326-2222.
  • National Fraud Information Center at 1-800-876-7060.
Scam Alerts

Unscrupulous International con artists are using the Internet for high scale financial deals rip-offs. The deals normally come as a proposal for deals, investments, fianacial and bank instruments (such as Prime Bank Guarantees,etc..) by alleged government officials from countries such as Nigeria, Albania, Ukraine, The Caribean Islands and The United States.

Most of this online scams are outright idiotics and count completely on the recipient being a proverbial SUCKER. But still, let me know if you hear of any situation that involved scam or fraud. It is imperative that we be on alert and uncover these dealings before they strike big.

Newest scam: web cramming. Check this article from Wired.com

Check this email message I received from an alleged Nigerian businessman proposing an "incredible" investment opportunity. Remember, it if looks too good to be true, most likely it isn't (true).

Another scam alert I just received. It concerns AOL users

Read here about a famous currency exchange scam, the World Currency Cartel. It is so idiotic I don't understand how anyone can fall for it.

Press here for a list of other known online scams


How does the Nigerian Bank Scam work?

The NIgerian Bank Scam is an international scam that has recently whittled more than $100 million in documented losses from Americans.

The scam from the Nigerian National Petroleum Company (NNPC), seeks access to people's bank accounts in return for a commission. The con artists mail letters to victims and ask them to fax their bank account number and the telephone and fax numbers of their bank.

The letters have a variety of themes, but generally state that you or your company were chosen because of a "reliable recommendation" to assist them in a business transaction that involves $35 million that was supposedly left from over-invoicing. By assisting them in this transaction, the scam continues, NNPC will grant a 20- to 30-percent share of the total dollar amount that is to be transferred. The victims never see a dime of the money. Some victims have even been coerced into flying to Nigeria to receive their payment, where more money is extorted from them to let them go free.

This scam started more than a decade ago. Although it is reported that fewer than 1 percent of recipients fall for the scam, the numbers could possibly be higher because very persuasive people. some people may be too embarrassed to report the crime. Con artists are, by nature.

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